Real Estate Information Archive


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Escue's Five Steps for Home Buyers

by Dan Groteboer

Here are Escue's five steps for buyers:

Step 1. Find a Local Lender You Can Talk To in Person
Local lenders understand your market and know of loan programs that might be beneficial to you. Check with your lender on any local programs that might help with closing costs or in other ways. Even though the media have pronounced the 100-percent-financing option dead, this is not always the case. Check it out for yourself and then get preapproved for a loan so you know how much house you're able to buy.

Step 2. Be Specific in the Area You Want To Live
Educate yourself. Familiarize yourself with the neighborhoods you're interested in, the taxes and school districts. This not only helps you narrow down your search when you need to move fast, but also helps you figure out potential mortgage payments. Search for homes in your desired neighborhoods.

Step 3. Find an Agent Specializing in the Area You Want to Live
This will save you time and effort. Once you've identified an agent, trust him or her to do the job. Agents who are thriving in this challenging market have proven their worth. They have the resources and skills to help you find your next home.

Step 4. Don't Shy Away From Houses That Need Some Work
Just because a house needs some paint or cosmetic fixes doesn't mean it's not a good buy. Most real estate agents have an address book full of trusted businesses they work with to help you fix up your new home. There’s a HUD program known as 203(k) that enables you to fold repair money into a primary mortgage; ask a RE/MAX agent in your market about the program. Read more about the 203(k) program.

Step 5. Be Prepared To Act
Sometimes the first home you see is the right one for you. Don't discount it. Remember, good deals still go fast. Take advantage of the electronic tools your real estate agent has to offer. In many instances, real estate agents have access to better information than what you can find in a standard Internet search.

Feel free to give me a call if you have any home buying or selling questions.

Boys & Girls Club of Rochester - The Positive Place For Kids

by Dan Groteboer

Be Green. Be Giving. Be Doubled. Be Great.


Helping Kids BE-lieve

Looking back at the growth of the Club there is one constant that threads through every year, every day, every hour; Boys & Girls Club is here. We provide over 1,700 hours each year for youth who need a place to go after school; a place to find a caring adult to be their counselor, their life guard, their tutor, their mentor; a place that provides a sense of stability; a place that provides each youth a positive environment where basic needs are met. — Larry Kent, Executive Director, Boys & Girls Club of Rochester

Click here to hear about how the Club helps kids to BE-lieve...


This e-campaign will help the Club "go green" and allow stewarding of resources more efficiently. Boys & Girls Club's e-campaign is one component of its KidStock fundraiser, striving to help all kids Be Great.

The e-campaign allows community members to donate online TODAY thru July 31st! During that time, Think Mutual Bank will match dollar for dollar all online donations up to $20,000!! Throughout the overall KidStock campaign, Think Mutual Bank will match every donation up to $40,000.

"We're confident that our full pledge to this campaign will be matched and ultimately donated to the Boys & Girls Club to help them meet the needs of kids in the Rochester area," said Paul Mackin, Think Mutual Bank's President and CEO. "The Boys & Girls Club is one of many organizations we support because of its positive impact in this community. They do a great job of helping the youth in our area reach their full potential. We're very proud to be a supporter and partner."

Help all kids Be Great by supporting Boys & Girls Club of Rochester programs and services by giving online. Donate Now

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